Hello!

I am a multi-state licensed mortgage broker, located in San Antonio, TX. I work 100% remote and strive to be available 7AM-7PM Monday through Saturday. I have developed a unique skillset in the “Hard to Place” category of lending; Self employment, Down Payment Assistance, credit issues, and etcetera. This skillset makes your “Standard” loans (VA, USDA, FHA, Conventional) a breeze, averaging a 21 day CTC on most loans.

I grew up in Springfield, MO and spent my youth traveling as much as possible. Prior to lending, I spent about 7 years in career fire and EMS in the Ozarks, 7.5 years in the Missouri Army National Guard, and remain an Infantry NCO in the Texas National Guard.

While I now live in the great state of Texas, I have retained my licenses in Missouri and Arkansas as well. I do not pay for office staff, anything AI, a fancy website (Obviously), over-edited headshots, silly videos on TikTok, a Chatbot, or anything else that isn’t absolutely required to close your loan. This lack of overhead is directly translated to killer rates and lower closing fees than the big box lenders. Additionally, Summit Lending is licensed in a plethora of states and I am able to accommodate many states on investment loans that don’t require a specific NMLS license.

If you’re looking for confetti and a cheap blanket at closing, I’m not your guy. If you want a no-frills, simple process that results in a rate significantly lower than my competition… Give me call.